Which Crypto Exchanges Work in Your State? US Availability (2026)

As of 15 November 2026, only two of the seven US-facing exchanges in this table, Gemini and Robinhood, cover all 50 states. New York is the biggest gap: Kraken, Binance.US, Crypto.com and OKX US all turn away New York residents, Binance.US lists 12 states and four territories as unsupported, and Coinbase’s locations and trading pairs page lists Hawaii as not yet supported. Because coverage is set by state licences rather than company choice, the only reliable check is each exchange’s own supported-states page, not a third-party list.

Which crypto exchanges are available in your state?

As of 15 November 2026, Gemini and Robinhood cover all 50 states, while Coinbase does not: its locations and trading pairs page lists Hawaii as not yet supported. Kraken skips Maine and New York, Crypto.com skips New York, OKX US serves 43 states plus Washington, D.C. and Puerto Rico, and Binance.US serves 38 states plus D.C. and Puerto Rico. The table below is built only from each exchange’s own page, with the check date shown in the header.

Every row comes from the exchange’s own supported-states or licences page, checked on 15 November 2026. Coverage can change as licences are granted, so treat the check date as part of the fact. Gemini and Robinhood are the two with no state gaps; see the Gemini review and the Coinbase review. For how to weigh fees and safety once you know an exchange is available, start with our guide to choosing an exchange. We cross-checked New York coverage against the NYDFS register rather than any exchange’s marketing, and where a page gives a date we repeated it: the Crypto.com states article is dated 15 September 2025 and the OKX licences page 15 September 2026, while the Binance.US page carries only a copyright year.

Which exchanges cover all 50 US states?

Two of the seven cover every state: Gemini (all 50 states) and Robinhood (all 50 plus D.C., Puerto Rico and the U.S. Virgin Islands). Coinbase is not in this group because its locations and trading pairs page lists Hawaii as not yet supported. Each of the two holds the New York licences that the others lack, which is the main reason they have no gaps. The table below shows how each one is licensed.

Gemini states it is “available in 60+ countries, including all 50 U.S. states” on its support page, and Robinhood says it is available in every US state plus D.C., Puerto Rico and the U.S. Virgin Islands on its crypto support page.

The two all-state options differ by structure rather than reach. Gemini is a New York-chartered trust company supervised by NYDFS, and Robinhood holds both a virtual currency and a money transmitter licence. The practical result is the same at sign-up: each says on its own support page that it covers all 50 states. Coinbase, by contrast, holds a New York BitLicense and money transmitter licences in most states, but its locations and trading pairs page still lists Hawaii as not yet supported.

Why does availability differ by US state?

US crypto exchanges are licensed state by state, not by a single federal crypto licence. Most states treat crypto firms as money transmitters, so an exchange must hold that state’s money transmitter licence before it can sign up residents there. New York adds a second hurdle, a BitLicense or a limited purpose trust charter. That is why the same platform serves some states and not others.

Coinbase’s fiscal 2025 Form 10-K describes the normal pattern: it holds licences to operate as a money transmitter or the equivalent in the states where such licences are required, plus Washington, D.C. and Puerto Rico, and it separately obtained a BitLicense from NYDFS and a virtual currency business licence from Louisiana. OKX US makes the point concrete by publishing a licences page that lists 43 individual state licences. Unlike a passport for the whole country, each state licence is separate, so an exchange can hold 43 of them, as OKX US does, and still be unable to serve the rest.

New York is the strictest state. Since 2015 it has required a BitLicense, or a limited purpose trust charter, from the New York Department of Financial Services to do virtual currency business with residents. The NYDFS register is the authoritative list, and it is why an exchange can serve New Jersey but not New York.

New York offers two routes: a BitLicense, which is a licence to conduct virtual currency business, or a limited purpose trust charter, which lets a firm act as a custodian under bank-style supervision. Gemini holds the trust charter, Coinbase holds the BitLicense, and both appear on the same NYDFS register, which is why the register, not a news story, is the right place to confirm New York coverage.

To check your own state, look it up by name on the exchange’s supported-states or licences page, then, where the exchange holds a state licence, cross-check that licence against the state’s own register. New York’s equivalent is the NYDFS register linked below, and Wyoming publishes its SPDI list with the Division of Banking. This two-step check catches third-party availability tables that have not been updated, which is the most common way a ‘supported state’ list goes wrong.

Wyoming went a different way by design, creating Special Purpose Depository Institution (SPDI) charters for crypto-focused banks through a 2019 law. According to the Wyoming Division of Banking, an SPDI is a fully reserved bank that may custody digital assets, cannot lend customer fiat deposits, and must keep fiat deposits at all times backed 100% or more by unencumbered liquid assets; the Wyoming Banking Board has approved four SPDI charters as of November 2026.

A state can also slip in and out of coverage as rules change. Coinbase’s locations and trading pairs page lists Hawaii as not yet supported, which is why Coinbase is not counted among the all-50-state exchanges even though it holds a New York BitLicense and money transmitter licences in most states. Because some states do not require a separate crypto money transmitter licence, an exchange’s state count can also be higher than its published licence count.

Which states is Kraken unavailable in?

Kraken’s supported-regions page names two US states it does not serve: Maine and New York. That leaves the other 48 states. Within its coverage there are narrower gaps: fiat transfers are unavailable in Indiana, Louisiana, Massachusetts and Utah, crypto transfers are unavailable in Indiana, and staking and rewards are limited for most US customers.

The Kraken supported-regions page also notes that residents of Texas and New Hampshire cannot deposit, hold or trade euro. On products, staking-style ‘Opt-In Rewards’ are unavailable to US clients except accredited investors, rewards are offered only in certain states, and FLR staking is not available in the US. Margin is available to eligible US retail clients. The same page lists further assets that are restricted for US customers, and US residents can deposit fiat only in US dollars. If your state is served but you plan to stake or trade a specific coin, check that asset against the page before depositing. For the platform itself, see the Kraken review.

Is Binance.US available in your state?

Binance.US serves 38 states plus Washington, D.C. and Puerto Rico. It does not serve Alaska, Connecticut, Georgia, Maine, New York, North Carolina, North Dakota, Ohio, Oregon, Texas, Vermont and Washington, nor the territories American Samoa, Guam, the Northern Mariana Islands and the U.S. Virgin Islands. Wisconsin is marked ‘crypto only,’ with no US dollar services.

The full unsupported list comes from the Binance.US support page. Hawaii is supported, which is unusual among US platforms. In Wisconsin the page marks the state ‘crypto only,’ meaning US dollar deposits and bank-account linking are unavailable while crypto services remain. Binance.US is a separate company from the global Binance platform; see the Binance review for how the two differ. The page also carries an ‘onboarding paused states’ heading, but as of the check date no states are listed under it, so no further exclusions apply.

Is Crypto.com available in the US?

Crypto.com’s App is available in 49 US states, Washington, D.C. and US territories, and New York is the only state it does not serve. Its help article, dated 15 September 2025, says it is still reviewing how to offer services in New York. The prepaid debit card is not offered in the US territories.

The Crypto.com states article lists all 49 states by name and calls New York a restricted state. The Visa Signature Credit Card is available in every state where the app is available, but the prepaid debit card is not available in American Samoa, Guam, the Northern Mariana Islands, Puerto Rico or the Virgin Islands.

What is OKX US, and which states does it serve?

OKX US, run by OKX INC, lists money transmitter licences in 43 states plus Washington, D.C. and Puerto Rico on its licences page, updated 15 September 2026, and says it does not serve New York or the four US territories. Each jurisdiction entry describes token-to-token and USD-to-token services.

The OKX US licences page names the excluded places as New York, American Samoa, Guam, the Northern Mariana Islands and the U.S. Virgin Islands. Six states (California, Hawaii, Massachusetts, Montana, Utah and Wyoming) appear on neither the licence list nor the exclusion list, so eligibility there is settled during sign-up. Each licence entry lists token-to-token and USD-to-token services, which is how the page describes buying, selling and converting.

What is the New York BitLicense, and which exchanges hold one?

New York’s BitLicense, issued by the Department of Financial Services (NYDFS), is a licence to do virtual currency business with New Yorkers; firms can instead hold a limited purpose trust charter. The NYDFS register lists Coinbase, Gemini, Robinhood, Bitstamp, bitFlyer, eToro and PayPal, but not Kraken, Binance.US, Crypto.com or OKX.

The NYDFS register is the place to check for New York. Among consumer exchanges it shows Coinbase, Inc. (virtual currency and money transmitter licences, January 2017), Gemini Trust Company (limited purpose trust charter, October 2015), Robinhood Crypto (January 2019), Bitstamp USA (April 2019), bitFlyer USA (November 2017), eToro NY (February 2023) and PayPal (2020 and 2024). The exchanges that skip New York above do not appear on it, which matches their New York gaps.

How has US exchange availability changed over time?

The map has widened since 2015. New York’s first crypto trust charter went to Gemini in October 2015, and Coinbase got its BitLicense in January 2017. The table below dates the milestones, each sourced to a regulator, a company statement or a dated news report.

Coverage shifts as licences are granted and as state rules change, so a restricted-state list is best read as a snapshot, which is exactly why each row above carries its check date. The safest habit is to re-check the page each time you plan a transfer, since a state can be added or removed between visits.

What should users do now?

Before opening an account, confirm your state on the exchange’s own supported-states or licences page, because coverage changes as licences are granted. If you are in New York, check the NYDFS register, and do not rely on third-party availability tables, which go stale. The check takes a minute and prevents a blocked sign-up.

1. Find your state on the exchange’s own supported-states or licences page, using the links in this article. Third-party tables drift, so treat the exchange page as the source of truth.
2. If you are in New York, check the NYDFS register; only firms on it can legally serve you.
3. If your state is restricted, pick an exchange that covers it, such as a NY-licensed platform, or Gemini or Robinhood, which cover all 50 states.
4. Check product limits, not just sign-up. Staking, fiat transfers, cards and specific coins can be restricted even where an exchange operates, as Kraken and Crypto.com show.
5. Once you know an exchange is available, compare fees separately; availability and fees are different questions, covered in our fees comparison.
6. If a platform says your state is ‘coming soon,’ treat it as unavailable until its own page changes; promotional announcements are not licences.

Your state also affects how gains are reported, so see our crypto taxes guide. If you are new, start with the beginner exchange guide and how to buy bitcoin. After you pick a state-available exchange, decide where to hold the assets; see our guide on whether to keep crypto on an exchange. Crypto assets are volatile, and this is not financial advice.